Loans

We bhingarbank provide following types of Loan :
PERSONAL LOAN :
Bhingar Bank Personal Loans can be used for plenty of purposes! They can be availed when you are planning a vacation, renovating your home or arranging a dream wedding for yourself or somebody special in the family. Now you need not postpone things on your bucket list! You can get a Personal Loan with minimal documentation and speedy approval from Bhingar Bank. Also, you can transfer your existing high interest Personal Loan to Bhingar Bank as well. With a quick approval on Personal Loans, turn your dreams into reality!

BUSINESS LOAN :
Bhingar Bank offers collateral-free EMI based loan to a business. Avail this facility for business purpose and enjoy the following benefits of the service.Even professionals like Chartered Accounts , Engineers & Doctors can avail a business loan to grow their practice

VEHICLE LOAN :
At Bhingar Bank, we understand the needs of the transportation and construction industries and offer unique solutions to businessmen with our New Commercial Vehicle Loans and Construction Equipment Loan. We offer funding for most types of commercial vehicles at attractive rates of interest through our New Commercial Vehicle Loan. Bhingar Banks also provides funding to developers through its Construction Equipment Loans. To apply for New Commercial Vehicle Loan or Construction Equipment Loan, click ‘Apply Now’ below. If you wish to know more about the New Commercial Vehicle Loan and Construction Equipment Loan, here are the features and benefits.

GOLD LOAN :
Have an urgent need for cash but do not want to let go of your precious gold? Now you can use your gold to avail a Gold Loan . Bhingar Bank Gold Loans provide loan against gold with same day loan disbursement. You can apply for gold loan online and get quick approvals. Find out more about the features & benefits of the Gold Loan from Bhingar Bank.

HOME LOAN :
Our affordable and flexible home loans are designed to take you closer to your dream home. Our home loan affordability calculator, based on your requirements, such as tenure, loan amount & interest rates, gives you an estimate of your EMI. Explore our wide range of products for the most competitive home loan interest rates, extended loan tenures and other benefits like EMIs waivers. Explore now!

TYPE OF LOAN TIME PERIOD LOAN LIMIT ( IN AMOUNT ) RATE OF INTREST (IN PERCENTAGE) RATE OF REBATE
SURETY LOAN 36 MONTHS UP TO 1 LAKH 15% 1%
HYPOTHICATION LOAN 36 MONTHS UP TO 1 LAKH 15% 1%
  60 MONTHS 1 LAKH TO 5 LAKH 14% 2%
  84 MONTHS MORE THAN 5 LAKH 14% 2%
VEHICLE LOAN 36 MONTHS UP TO 1 LAKH 14% 3%
  60 MONTHS MORE THAN 1 LAKH 14% 4%
GOODS / MACHINARY LOAN 84 MONTS MORE THAN 5 LAKH 14% 3%
HOUSING LOAN 36 MONTHS UP TO 1 LAKH 15% 2%
  84 MONTHS 1 LAKH TO 5 LAKH 14% 4%
  120 MONTHS 5 LAKH TO 10 LAKH 14% 3%
  216 MONTHS MORE THAN 10 LAKH 14% 3%
COMMERCIAL BUILDING CONSTRUCTION LOAN 84 MONTHS MORE THAN 10 LAKH 15% 2%
CASH CREDIT ( UNSECURED) 15 MONTHS UP TO 1 LAKH ( SECURED BY STOCK)* 15% 1%
CASH CREDIT ( SECURED) 15 MONTHS 1 TO 5 LAKH 14% 2%
CASH CREDIT (SECURED) 15 MONTHS MORE THAN 5 LAKH 14% 2%
PROJECT LOAN AS PER PROJECT* AS PER PROJECT* 15% 2%
N. A. PLOT PURCHASE LOAN 5 YEARS UP TO 10 LAKH 15% 3%
  7 YEARS MORE THAN 10 LAKH 14% 2%
GOLD LOAN  12 MONTHS UP TO 5 LAKH 15% 3%
LOAN AGAINST FIXED DEPOSIT. 12 MONTHS UP TO 90% OF FIXED DEPOSIT CERTIFICATE* AND UP TO 1 LAKH RUPEES 2% MORE THAN RATE OF INTRST OF FIXED DEPOSIT*
  12 MONTHS UP TO 90% OF FIXED DEPOSIT CERTIFICATE* AND MORE THAN 1 LAKH RUPEES 1% MORE THAN RATE OF INTREST OF FIXED DEPOSIT
LOAN AGAINST RUCURRING DEPOSIT  12 MONTHS UP TO 90% OF CREDIT AMOUNT IN ACCOUNT* 2% MORE THAN RATE OF INTRST OF FIXED DEPOSIT*



We are here to Help you

Contact Us